Checking

BankNewport Personal Banking

Everyone has different priorities and desires when it comes to their personal banking. That is why BankNewport offers a variety of personal checking account options that will be right for your family banking needs.

BankNewport checking accounts are available to residents living in Rhode Island and Southeastern Massachusetts.

Go Checking: Reward Yourself!

You work hard and deserve a checking account that will do the same for you. The BankNewport Go Checking Account fits the bill, offering numerous benefits to our customers.

If you meet the requirements, you can take advantage of Free ATM’s Nationwide, Free “Focus Online” Internet Banking, Free Bill Pay Service. It’s that simple. It’s BankNewport.

Open with only $100
Premium rate of interest*
No minimum balance required to earn interest
Unlimited check writing
Access your account 24/7 through Telephone Banking
E-statements available
FREE ATM’s nationwide**
FREE ATM/Visa® Check Card
FREE “Focus Online” Internet Banking
FREE Bill Pay Service

To earn the bonus rate & free nationwide ATM refunds, perform
these requirements each qualification cycle:
1. 12 posted VISA Check Card purchases
2. One Direct Deposit or One ACH Auto Debit
3. View Electronic Statement

Account Balance	Conditions are met	Conditions are not met
$.01 to $50,000.00	2.51% APY	0.10% APY
$50,000.01 or more	0.40% APY	0.10% APY

An individual is allowed to hold the position of the primary account holder on only one Go Checking Account.

* 2.51% Annual Percentage Yield (APY) paid on balances between one penny and $50,000, and 0.40% APY paid on all balances above $50,000 each cycle the minimum requirements are met. If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.10% APY; however, it will not receive ATM refunds for that time period. APY as of 11/30/09. We may change the interest rate and APY at any time after the account is opened. No minimum balance required. “Qualification cycle” means a period beginning one business
day prior to the current statement through one business day prior to the close of the current statement. Deposit minimum of $100 to open account. Offer may be withdrawn at any time. Available to personal accounts only. No monthly service fee. ** Unlimited ATM refunds if requirements are met per qualification cycle. An individual is allowed to hold the position of the primary account holder on only one Go Checking Account.

Platinum Checking*

BankNewport's Platinum Checking Account offers all of the benefits that you would expect from a premier checking account, plus a tiered rate of interest that enables you to earn higher returns as your balance grows.

Open with only $100
High tiered interest rates.
Preferred rates on Certificates of Deposit accounts.
Safe Deposit Box, 2” x 5” size, at no charge for one year. Our standard size box gives you the safety of storing your valuables in one location.
Waived foreign ATM fees.**
Unlimited check writing
Access your account 24/7 through Telephone Banking
E-statements available
FREE ATM/Visa® Check Card
FREE checks
FREE “Focus Online” Internet Banking
FREE Bill Pay Service

*A $15 monthly maintenance fee will be imposed if the total combined balance in up to eight accounts (excluding Go Checking) with the same tax identification number falls below $10,000. **Nationwide ATM transactions conducted at terminals not owned or operated by BankNewport. Other banks may charge for ATM transactions.

Generations Gold / Generations Gold "50”

Enjoy an exclusive member package available to Generations Gold / Generations Gold "50" members only! Ask your Customer Service Representatives for details about your special privileges or click here for additional membership benefits.

Open with only $100
No minimum balance required to earn interest
No-fee Visa® CheckCard transactions conducted nationwide
Generations Gold membership only $6.95 monthly - Generations Gold "50" (for customers age 50 or over) membership only $4.95 per month Access your account 24/7 through Telephone Banking
Unlimited check writing
Access your account 24/7 through Telephone Banking
E-statements available
FREE ATM/Visa® Check Card
FREE checks
FREE "Focus Online" Internet Banking
FREE Bill Pay Service

Sterling Checking

No monthly service fee of $6.00 with direct deposit.

Open with only $100
No minimum balance
Unlimited check writing
Access your account 24/7 through Telephone Banking
E-statements available
FREE ATM/Visa® Check Card
FREE first order of checks
FREE "Focus Online" Internet Banking
FREE Bill Pay Service

Regular Checking Account

Our Regular Checking account is just that, regular, no frills, for those looking for a basic account with no direct deposit requirements and a minimum balance requirement. $100.00 is the initial deposit needed to open this account

Open with only $100
No monthly service fee of $6.00 if account balance remains above $500.00
Unlimited check writing
Access your account 24/7 through Telephone Banking
E-Statements available
FREE ATM/Visa® Debit Card
FREE first order of checks
FREE "Focus Online" Internet Banking
FREE Bill Pay Service

All BankNewport checking accounts are available to personal accounts only. All promotional offers may be withdrawn at any time.