Deposit Rates

Certificates of Deposit | Individual Retirement Accounts | Checking Deposit Rates | Savings Deposit Rates |
Money Market Savings Deposit Rates | Business Deposit Rates

Rates are subject to change without notice.

 

Certificates of Deposit

(The annual percentage yield (APY) is accurate as of: Monday, March 1, 2010)

13 Month CD/IRA Special  

13 Month Regular 1.10% Annual Percentage Yield (APY)*

13 Month Platinum 1.30% APY*

13 Month IRA 1.30% APY*

Minimum deposit amount for CD is $1,000.00.  $500.00 for IRA. The minimum balance requirement to obtain the annual percentage yield (APY) is $.01. Fees could reduce earnings on the account. A penalty will be imposed for early withdrawal. To be eligible for a 13 Month Platinum Certificate of Deposit you must maintain a Platinum Checking Account. Please contact a BankNewport representative for more detailed account information. 

 
 Program Term APY* Minimum Deposit to Open

Regular
Certificate of Deposit

The minimum balance requirement to obtain the annual percentage yield (APY) is $.01. Fees could reduce earnings on the account. A penalty will be imposed for early withdrawal. Please contact a BankNewport representative for more detailed account information.

12 Months .80% $1,000
18 Months 1.10% $1,000
24 Months 1.30% $1,000
30 Months 1.55% $1,000
36 Months 1.80% $1,000
48 Months 2.25% $1,000
60 Months 2.75% $1,000
Program Term APY* Minimum Deposit to Open

Platinum
Certificate of Deposit

The minimum balance requirement to obtain the annual percentage yield (APY) is $.01. Fees could reduce earnings on the account. A penalty will be imposed for early withdrawal. You must maintain a Platinum Checking Account to be eligible for Platinum Certificate of Deposit Rates. Please contact a BankNewport representative for more detailed account information.

12 Months 1.00% $1,000
18 Months 1.30% $1,000
24 Months 1.50% $1,000
30 Months 1.75% $1,000
36 Months 2.00% $1,000
48 Months 2.50% $1,000
60 Months 3.00% $1,000

For CDs 12 Months to 60 Months

Individual Retirement Accounts (IRAs)

(The annual percentage yield (APY) is accurate as of: Monday, March 1, 2010)

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Program Term Minimum Daily Balance to earn APY APY* Minimum Deposit to Open

IRA Statement Savings

The rate may change after the account is opened. Fees could reduce earnings on the account. A penalty will be imposed for early withdrawal. Please contact a BankNewport representative for more detailed account information

N/A $100.00 0.50% $100.00
Program Term Minimum Daily Balance to earn APY APY* Minimum Deposit to Open

IRA Certificates

The minimum balance requirement to obtain the annual percentage yield (APY) is $.01. Fees could reduce earnings on the account. A penalty will be imposed for early withdrawal Fees could reduce earnings on the account. Please contact a BankNewport representative for more detailed account information.

12 Months - 1.00%  $500.00
18 Months - 1.30% $500.00
24 Months - 1.50% $500.00
30 Months - 1.75% $500.00
36 Months - 2.00% $500.00
48 Months - 2.50% $500.00
60 Months - 3.00% $500.00

For IRAs 12 Months to 60 Months

Checking Deposit Rates

(The annual percentage yield (APY) is accurate as of: Monday, March 1, 2010)

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Go Checking - Reward Yourself!


Earn Bonus Rate & Free ATMs Nationwide
2.51% APY*
on qualifying balances up to $50,000.

$50,000.01 & up earn - 0.40%APY
Non-qualifying earn - 0.10%APY 

To earn the bonus rate, 12 VISA Check Card purchases must post to your account, one direct deposit or one ACH auto debit must post  to your acocunt and view electronic statements each cycle. 2.51% Annual Percentage Yield (APY) paid on balances between one penny and $50,000, and .040% APY paid on all amounts above $50,000.01 each cycle the minimum requirements are met. If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.10% APY; however, it will not receive ATM refunds for that time period. APY as of March 1, 2010. We may change the interest rate and APY at any time after the account is open. No minimium balance required. However you must deposit a minimum of $100 to open this account. Available to personal accounts only. No monthly service charge. Unlimited ATM refunds if requirements are met. Qualification cycle means, a period beginning one business day prior to the current statement through one business day prior to the close of the current statement. Offer may be withdrawn at any time.  Available to residents living in Rhode Island and Southeastern Massachusetts.  An individual is allowed to hold the position of primary account holder on only one Go Checking Acount.

Program Minimum Daily Balance to earn APY APY* Minimum Deposit to Open

Platinum Checking

The rate may change after the account is opened. Fees could reduce earnings on the account. Please contact a BankNewport representative for more detailed account information.

 Tier 1 ($1,200 - $2,499.99) 0.050% $100.00
Tier 2 ($2,500 - $4,999.99) 0.050% X
Tier 3 ($5,000 - $24,999.99) 0.050% X
Tier 4 ($25,000 - $49,999.99) 0.050% X
Tier 5 ($50,000 +) 0.050% X
Program Minimum Daily Balance to earn APY APY* Minimum Deposit to Open

 Generation Gold & Generations Gold 50 Checking

The rate may change after the account is opened. Fees could reduce earnings on the account. Please contact a BankNewport representative for more detailed account information.

$.01 0.050%   $100.00

Savings Deposit Rates

(The annual percentage yield (APY) is accurate as of: Monday, March 1, 2010)

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Program Minimum Daily Balance to earn APY APY*  Minimum Deposit to Open

Platinum Investment Savings

The rate may change after the account is opened. Fees could reduce earnings on the account. Please contact a BankNewport representative for more detailed account information.

Tier 1 ($1000 - $24,499.99) 0.400% $100.00
Tier 2 ($25,000 - $49,999.99) 0.600% X
Tier 3 ($50,000 - $99,999.99) 0.900% X
Tier 4 ($100,000 +)

1.000%

 X
Program Minimum Daily Balance to earn APY APY*  Minimum Deposit to Open

Statement Savings Account

The rate may change after the account is opened. Fees could reduce earnings on the account. Please contact a BankNewport representative for more detailed account information.

Tier 1 ($100 - $2,499.99) 0.100% $100.00
Tier 2 ($2,500 +) 0.200% X
Program Minimum Daily Balance to earn APY APY*  Minimum Deposit to Open

Passbook Savings

The rate may change after the account is opened. Please contact a BankNewport representative for more detailed account information.  

 Tier 1 ($100 - $2,499.99) 0.100% $25.00
Tier 2 ($2,500 +) 0.200% X
Program Minimum Daily Balance to earn APY APY*  Minimum Deposit to Open

 Club Account

The rate may change after the account is opened. Fees could reduce earnings on the account. Please contact a BankNewport representative for more detailed account information.

$25.00 0.100% $5.00

Money Market Savings Deposit Rates

(The annual percentage yield (APY) is accurate as of: Monday, March 1, 2010)

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Program Minimum Daily Balance to earn APY APY* Minimum Deposit to Open

Personal Money Market Savings Account

The rate may change after the account is opened. Fees could reduce earnings on the account. Please contact a BankNewport representative for more detailed account information.

 Tier 1 ($2,500 - $9,999.99) 0.250% $2500.00
Tier 2 ($10,000 - $24,999.99) 0.400% X
Tier 3 ($25,000 - $49,999.99) 0.600% X
Tier 4 ($50,000 +) 0.900% X

Business Deposit Rates

(The annual percentage yield (APY) is accurate as of: Monday, March 1, 2010)

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Program Minimum Daily Balance to earn APY APY*  Minimum Deposit to Open

Business Money Market Savings Account

The rate may change after the account is opened. Fees could reduce earnings on the account. Please contact a BankNewport representative for more detailed account information.

 Tier 1 ($2,500 - $9,999.99) 0.250% $2500.00
Tier 2 ($10,000 - $24,999.99) 0.400% X
Tier 3 ($25,000 - $49,999.99) 0.600% X
Tier 4 ($50,000 +) 0.900% X
Program Minimum Daily Balance to earn APY APY*  Minimum Deposit to Open

Business Statement Savings Account

The rate may change after the account is opened. Fees could reduce earnings on the account. Please contact a BankNewport representative for more detailed account information

Tier 1 ($100 - $2,499.99) 0.100% $100.00
Tier 2 ($2,500 +) 0.200% X
Account Analysis Program Minimum Daily Balance to earn APY Earnings Credit  Minimum Deposit to Open

Regular Business Checking

 N/A 0.75% $100.00

Business Performance Checking

The rate may change after an account is opened. Fees could reduce earnings on the account. Please contact a BankNewport representative for more detailed account information.

 $1200.00 to earn APY of 0.050% 0.75% $100.00

  * APY refers to the Annual Percentage Yield.