Loan Rates

Fixed Rate Equity | Equity Line of Credit | Auto Loans | Personal Loans | Motorcycle Loans | Boat Loans

Fixed Rate Equity

(Maximum loan to value 80%.  Rates are subject to change without notice.)

 
Product APR* Minimum Loan Amount Monthly Payment based on $10,000
15 Year 6.24% $10,000 $85.69
 
Equity Disclosure 

Other terms and rates available.  Please contact us at (800) 234-8586 for details about credit costs and terms.
 

 

Equity Line of Credit

(Maximum loan to value 80%.  Rates are subject to change without notice.)

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Product APR* Minimum Loan
Amount
Line of Credit /7 Year Draw / 10 Year Repayment Prime + .50% $20,000  
 
Equity Line of Credit Disclosure

Please contact us at (800) 234-8586 for details about credit costs and terms.
 
 

Auto Loans

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Product Term APR* Minimum Loan
Amount
Monthly Payment Amount Additional Requirements
New Maximum 60 months 7.50% $3,000 $200.38 20% Down Payment; Subject to collateral value determination in accordance with industry standards

Used 2-4 years old

Maximum 48 months 8.75% $3,000 $247.67 30% Down Payment; Subject to collateral value determination in accordance with industry standards
Used maximum 5 years old Maximum 36 months 9.25% $3,000 $319.17 35% Down Payment; Subject to collateral value determination in accordance with industry standards
 
Monthly payments are based on a loan amount of $10,000; Annual Percentage Rate reflects a .25% rate reduction for having monthly payment automatically deducted from a BankNewport checking account. Automatic payment is not a requirement to obtain a loan. APR subject to change without notice. Other terms and rates are available. Subject to credit approval.
Please contact us at (800) 234-8586 for additional information.
 

Personal Loans

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Product Term APR* Minimum Loan Amount Monthly Payment Amount Additional Requirements
Unsecured 36 months 14.00% $3,000 $341.78 N/A
           
Monthly payments are based on a loan amount of $10,000; APR subject to change without notice. Other terms and rates are available. Subject to credit approval. Please contact us at (800) 234-8586 for additional information.
           

Motorcycle Loans

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Product Term APR* Minimum Loan Amount Monthly Payment Amount Additional Requirements
New 60 months 13.25% $3,000 $228.82 10% Down
Used 36 months 13.25% $3,000 $338.15 10% Down
 
Monthly payments are based on a loan amount of $10,000; Annual Percentage Rate reflects a .25% rate reduction for having monthly payment automatically deducted from a BankNewport checking account. Automatic payment is not a requirement to obtain a loan. APR subject to change without notice. Other terms and rates are available. Subject to credit approval. Please contact us at (800) 234-8586 for additional information.
 
           

Boat Loans

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Product Term APR* Minimum Loan Amount Monthly Payment Amount Additional Requirements
New 60 months 15.00% $3,000 $237.90 20% Down
Used 48 months 15.75% $3,000 $282.13 30% Down
 
Monthly payments are based on a loan amount of $10,000; Annual Percentage Rate reflects a .25% rate reduction for having monthly payment automatically deducted from a BankNewport checking account. Automatic payment is not a requirement to obtain a loan. APR subject to change without notice. Other terms and rates are available. Subject to credit approval. Please contact us at (800) 234-8586 for additional information.
 
 * APR refers to the Annual Percentage Rate.

 

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