Overdraft Privilege Program


Life happens!  At BankNewport, we understand that unexpected overdrafts can occur from time to time. That’s why we offer our Overdraft Privilege Program as a benefit to eligible personal and business checking accounts.

The "standard" Overdraft Privilege Program transactions covered are: checks, ACH-auto debits, recurring debit card payments and teller window transactions. Due to regulatory changes, we are required to obtain consent from personal checking customers to offer "extended" coverage over our standard overdraft practices to cover overdrafts that may occur from an ATM or everyday debit card transaction. (All eligible business checking accounts automatically receive "extended" coverage.)

How to obtain extended coverage (consumers only):

1. Download a PDF of our Extended Coverage Election Form and mail to BankNewport, Attn: Deposit Servicing, P.O. Box 450, Newport, RI 02840.

2. Contact Customer Service at 401.845.2265 or 877.709.2265 outside the Newport County area.

3. Visit your local BankNewport branch and speak to a customer service representative.