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Go Checking

The checking account for people on the move.

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You work hard and deserve a checking account that will do the same for you. The BankNewport Go Checking Account fits the bill, offering numerous benefits to you. If you meet the account requirements* each statement cycle, you can earn:

  • Bonus rate of interest
  • Nationwide ATM surcharge refunds up to $25 per statement cycle
  • Waiver of the $5.95 maintenance fee

Go Checking also features all our standard BankNewport checking account features.

 Tier 

Balance

Qualifying APY

Non-Qualifying APY

1

$.01 to $50,000.00

0.65%

0.05%

2

$50,000.01 or more

0.65% - 0.19%**

0.05%

Interest rate may vary after account opening. Fees may reduce earnings.

The annual percentage yield (APY) is accurate as of: April 19, 2014

* The Go Checking Rewards are: Bonus rate of interest, up to $25 in Nationwide ATM surcharge refunds credited to your Go Checking account each qualification cycle and waiver of the $5.95 monthly maintenance service charge fee.

To earn the Go Checking Rewards you must meet the following requirements each qualification cycle:

1. 12 Posted VISA Debit Card Purchases 
2. One Posted Direct Deposit or One Posted ACH Auto Debit
3. View Electronic Statement

Click here for: 2013/2014 Qualification Cycle and Statement Date Schedule (This document is in Adobe Acrobat PDF format. Click here to download Adobe Acrobat.)

For each cycle that the minimum requirements are met: you will earn bonus rates of interest on balances $50,000.00 and less of 0.65% Annual Percentage Yield (APY), balances above $50,000.00 will earn between 0.65% APY and 0.19% APY depending on the balance in the account (assuming a high-end balance of $250,000.00); you may receive up to $25 of Nationwide ATM surcharge refunds credited to your Go Checking account (an ATM surcharge transaction fee of $4.99 or less will be credited to your account automatically; however, you must contact us in order to receive the full refund amount of an ATM surcharge transaction fee of $5.00 or greater); and you will receive a waiver of the $5.95 monthly maintenance service charge fee.

If you do not meet the requirements in a given qualification cycle: you will earn 0.05% APY on your entire account balance during that cycle; you will not receive Nationwide ATM surcharge refunds for that cycle; and you will be charged a $5.95 monthly maintenance service charge fee.

Interest rate and APY are subject to change at any time after account opening and without notice. You must deposit a minimum of $100.00 to open this account. Fees could reduce the earnings on the account. Qualification cycle means: a period beginning one business day prior to the current statement (excludes Sundays and holidays) through one business day prior to the close of the current statement. Please note that all qualifying transactions must post to the account by the last day of the qualification cycle in order to be considered for that month's rewards. Conducting the transaction alone does not allow the transaction to count. There may be a delay from the transaction activity date until the date the transaction posts to your account. Available to residents living in Rhode Island and Southeastern Massachusetts. Available to personal accounts only. An individual is allowed to hold the position of primary account holder on only one Go Checking Account. Offer may be withdrawn at any time.

** This range of APYs assumes a maximum deposit of $250,000.00 and is for illustration purposes only. The Go Checking account does not have a maximum deposit limit.