BN Premium Checking 

Take advantage of all we have to offer. As a Premium account holder, you’ll receive exclusive benefits, high-touch service, and all the rewards that matter most to Rhode Islanders like you.

Standard Checking Benefits Apply

Additional Benefits for BN Premium:

• Premium checking account earns interest, minimum daily balance of $2,000 required to earn interest
• Premium Money Market account offering
• Premium Gold CD rates 
• First year free safe deposit box (3” x 5”, where available)
• Higher ATM withdrawal and Point of Sale (POS) limits available
• Higher mobile deposit and external transfer limits
• AMEX Cash Rewards Credit Card (subject to credit approval)
• No fee for paper statements
• Rate deduction on Home Equity Lines of Credit with automatic debit from a BN Premium checking account*
• Discount on mortgage closing costs** ($300 - subject to credit approval)
• Unlimited free domestic ATM withdrawals, rebated monthly
• Waiver of the Overdraft line of credit transfer fee & Savings overdraft transfer fee

$2,000 minimum to open.
A maintenance service charge fee of $25 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $50,000 in combined deposit and consumer loan account balances, excluding residential mortgages. First 3 monthly statement cycle maintenance service charges free; $25/statement cycle thereafter if minimum balances are not maintained.

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Premium Checking

Minimum Daily Balance to Earn APY	APY+	Minimum Deposit to Open
$2,000.00	0.10%	$2,000.00

The annual percentage yield (APY) is accurate as of: December 19, 2018

Enjoy discounts on shopping, travel and more.

From savings on groceries to the trip of a lifetime, BN PERKS® will help you and your family do more and get more - for less!  Enjoy special offers on:

• No Fee on Bank Checks & Money Orders
• Consumer Protection Services
• Travel Services
• Local Restaurants & Merchants
• Retail Stores & Gifts
• Dining & Entertainment
• Family Benefits

Discover all the value, service, security and savings; discover BN PERKS®! Contact a banker  or visit any branch location for details about your special privileges or explore BN PERKS® website for additional membership benefits. 

Always free for BN Premium Checking account holders. 

Explore BN PERKS® 

Already a BN PERKS® member, Login here. 

Want to Opt Out of BN PERKS®?
Call Customer Service at 401.845.BANK or 877.709.BANK (toll free) or speak to your Banking Expert.