Rewards Program

Take advantage of all the benefits BN PERKS® has to offer, from cash back rewards, to discounts for local stores, entertainment, and more.

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Enjoy discounts on shopping, travel and more.

From savings on groceries to the trip of a lifetime, BN PERKS® will help you and your family do more and get more — for less! Discover all the value, service, security and savings you'll enjoy upon enrolling, including special offers on:

  • Free Bank Checks & Money Orders
  • Consumer Protection Services
  • Travel Services
  • Local Restaurants & Merchants
  • Retail Stores & Gifts
  • Dining & Entertainment
  • Family Benefits
  • Cash Back Rewards


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Current Promotions

BN PERKS® Highlights


Local Restaurant & Merchant Discounts

Do you like shopping locally? With BN PERKS®, you’ll get discounts at local restaurants and merchants, including home improvement, automotive services, landscaping, healthcare, clothing, and more. Through our online portal, you’ll also save 68% on $25 local restaurant dining certificates, and even if you only visit local merchants once per month, you’ll still save $120 per year on average!

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Consumer Protection

Enjoy peace of mind while you shop knowing your purchases are protected. Upon enrollment, you’ll automatically receive 90-day Purchase Protection, which offers up to $1,000 of coverage per occurrence, per year, as well as our Extended Repair Warranty, which extends the manufacturer’s warranty for up to an additional year, at no additional cost. On top of that, you’ll receive discounts on antivirus software, home security, and more.

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Cash Back Rewards

Your membership with BN PERKS® includes one of the best and most comprehensive cash back rewards programs available anywhere. You’ll get cash back at over 3,000 online merchants, special offers like daily deals and free shipping, a simple one-step login process, and other great benefits.

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Identity Theft Benefits

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Did you know the #1 consumer complaint in 2020, according to the Federal Trade Commission, was identity theft? Luckily, BN PERKS® has your back! With BN PERKS®, you get access to your own Identity Theft Restoration Team, including:

  • Identity Theft Restoration Service (up to $5,000 in coverage for attorney's fees)
  • Coverage for Minor Child
  • Lost Document Recovery
  • Fraud Alerts
  • Credit Reports
  • Junk Mail Reduction
  • Personal Information Form
Savings Calculator for BN PERKS®

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Want to see how much money you'd save with BN PERKS®? Simply enter your spending habits, and we'll calculate your estimated savings.

Calculate your Savings

Enroll in BN PERKS® Today

Want to take advantage of these benefits and more? Opt in for just $6.95 per month,* or enroll for free when you’re a BN Premium Checking customer!

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*First three months free for new BN Checking & BN Plus Checking customers, $6.95 per month thereafter. Free for BN Premium Checking customers. Fee is subject to change. Want to opt out of BN PERKS®? Complete this form or call customer service at 401.845.BANK or 877.709.BANK (toll free).

Download the BN PERKS® App

Already enrolled in BN PERKS®? Bring your discounts, coupons, savings, and more wherever you go with the app! In addition to convenient reward access, you’ll stay up to date about nearby discounts and enjoy concierge service from a live representative, whenever you need it.

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