Rewards Program

Take advantage of all the benefits BN PERKS® has to offer, from cash back rewards, to discounts for local stores, entertainment, and more.

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Enjoy discounts on shopping, travel and more.

From savings on groceries to the trip of a lifetime, BN PERKS® will help you and your family do more and get more — for less! Discover all the value, service, security and savings you'll enjoy upon enrolling, including special offers on:

  • Free Bank Checks & Money Orders
  • Consumer Protection Services
  • Travel Services
  • Local Restaurants & Merchants
  • Retail Stores & Gifts
  • Dining & Entertainment
  • Family Benefits
  • Cash Back Rewards

Enroll Now

BN PERKS® Highlights

Local Restaurant & Merchant Discounts

Do you like shopping locally? With BN PERKS®, you’ll get discounts at local restaurants and merchants, including home improvement, automotive services, landscaping, healthcare, clothing, and more. Through our online portal, you’ll also save 68% on $25 local restaurant dining certificates, and even if you only visit local merchants once per month, you’ll still save $120 per year on average!


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Consumer Protection

Enjoy peace of mind while you shop knowing your purchases are protected. Upon enrollment, you’ll automatically receive 90-day Purchase Protection, which offers up to $1,000 of coverage per occurrence, per year, as well as our Extended Repair Warranty, which extends the manufacturer’s warranty for up to an additional year, at no additional cost. On top of that, you’ll receive discounts on antivirus software, home security, and more.

See Protection Offers

Cash Back Rewards

Your membership with BN PERKS® includes one of the best and most comprehensive cash back rewards programs available anywhere. You’ll get cash back at over 3,000 online merchants, special offers like daily deals and free shipping, a simple one-step login process, and other great benefits.

Get Cash Back


Enroll in BN PERKS® Today

Want to take advantage of these benefits and more? Opt in for just $6.95 per month,* or enroll for free when you’re a BN Premium Checking customer!

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*First three months free for new BN Free & BN Smart Checking customers, $6.95 per month thereafter. Free for BN Premium Checking customers. Fee is subject to change. Want to opt out of BN PERKS®? Complete this form or call customer service at 401.845.BANK or 877.709.BANK (toll free).

Download the BN PERKS® App

Already enrolled in BN PERKS®? Bring your discounts, coupons, savings, and more wherever you go with the app! In addition to convenient reward access, you’ll stay up to date about nearby discounts and enjoy concierge service from a live representative, whenever you need it.