Digital investing through Guided Wealth Portfolios
Guided Wealth Portfolios (GWP) with OceanPoint Investment Solutions allow you to invest online with a low starting minimum and low-cost exchange-traded funds (ETFs) while working with a personal financial advisor. While other, similar solutions, called “robo advisors,” often require a large investment before granting access to a dedicated financial advisor, our solution allows you to start with only $5,000.*
What do you get with GWP?
- A diversified portfolio that’s built around your goals, whether you’re planning for retirement, a purchase, or general investing
- Support from a personal financial advisor, proven diversification techniques, sophisticated algorithms, and trading techniques that can help reduce taxes
- Daily monitoring that keeps your portfolio on track as markets move, rebalancing as needed
- Access to an online dashboard with updates on how your account is doing
- Option to transfer an existing investment account or fund your account with cash
How it works
Get your personalized proposal to see if a GWP is right for you
- Provide an email address and choose a password so your information is protected
- Answer a few simple questions to tell us a little bit about you, so we can determine what your portfolio should be
- Answer some questions about how you feel about taking on risk when investing, so we can determine your investment preferences
- Get a personalized portfolio that outlines our recommended investment strategy and how much you could potentially earn through Guided Wealth Portfolios
2628 East Main Road, Portsmouth, RI 02871
Get a Proposal from Don:
Step-by-step guide for opening a GWP
Frequently asked questions
What are Guided Wealth Portfolios?
Guided Wealth Portfolios (GWP) are a digital investing solution that allows you to invest online with a low starting minimum and low-cost ETFs and benefit from the support of a personal financial advisor.
What is the minimum investment?
Your initial investment must be $5,000 or more.*
Can I get a personalized proposal?
Absolutely! Simply select the Investor you'd start a proposal with above.
How soon can I open a GWP?
After receiving your personalized proposal, you’re able to open the account immediately.
Glossary of terms
*An annual small account fee is applied to accounts with less than $10,000 invested. Additional fees will apply.
IMPORTANT: The projections or other information generated by Guided Wealth Portfolios regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.
Guided Wealth Portfolios (GWP) is a centrally managed, algorithm-based, investment program sponsored by LPL Financial LLC (LPL). GWP uses proprietary, automated, computer algorithms of FutureAdvisor to generate investment recommendations based upon model portfolios constructed by LPL. FutureAdvisor and LPL are nonaffiliated entities
If you are receiving advisory services in GWP from a separately registered investment advisor firm other than LPL or FutureAdvisor, LPL and FutureAdvisor are not affiliates of such advisor. Both LPL and FutureAdvisor are investment advisors registered with the U.S. Securities and Exchange Commission.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
References to tax strategies that the GWP service investment management considers in managing accounts should not be confused with tax advice. LPL Financial does not provide tax advice. Clients should consult with their personal tax advisors regarding the tax consequences of investing.
To learn more about the entire ruling, or to checkout the background of investment professionals associated with the site on FINRA’s BrokerCheck: https://brokercheck.finra.org/
Guided Wealth Portfolios (GWP) is a centrally managed, algorithm-based, investment program sponsored by LPL Financial LLC (LPL). GWP uses proprietary, automated, computer algorithms of FutureAdvisor to generate investment recommendations based upon model portfolios constructed by LPL. FutureAdvisor and LPL are nonaffiliated entities. If you are receiving advisory services in GWP from a separately registered investment advisor firm other than LPL or FutureAdvisor, LPL and FutureAdvisor are not affiliates of such advisor. Both LPL and FutureAdvisor are investment advisors registered with the U.S. Securities and Exchange Commission, and LPL is also a Member FINRA/SIPC. All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
*In certain situations, Financial Institutions may have an affiliated broker/dealer and/or registered investment advisory firm – in those situations, the agreement may require LPL to compensate that affiliate, rather than the Financial Institution, directly.
Securities and advisory services offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. To the extent you are receiving investment advice from a separately registered independent investment advisor that is not an LPL affiliate, please note LPL makes no representation with respect to such entity. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, the bank/credit union. Securities and insurance offered through LPL or its affiliates are:
| Not FDIC/NCUA Insured | Not Bank/Credit Union Guaranteed | May Lose Value | Not Guaranteed by any Government Agency | Not a Bank/Credit Union Deposit |
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Your Bank ("Financial Institution") provides referrals to financial professionals of LPL Financial LLC (*LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in conflict of interest. The Financial Institution is not a current client of LPL for advisory services.”
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
Portsmouth Branch
2628 East Main Road Portsmouth, RI 02871
Bristol Branch
6 Gooding Avenue, Bristol, RI 02809
Warwick Branch
27 Strawberry Field Road, Warwick, RI 02886