OceanPoint Marine Lending

Guided Wealth Portfolios

Enjoy online investing, personalized for you.

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Digital investing through Guided Wealth Portfolios

Guided Wealth Portfolios (GWP) with OceanPoint Investment Solutions allow you to invest online with a low starting minimum and low-cost exchange-traded funds (ETFs) while working with a personal financial advisor. While other, similar solutions, called “robo advisors,” often require a large investment before granting access to a dedicated financial advisor, our solution allows you to start with only $5,000.*

What do you get with GWP?

  • A diversified portfolio that’s built around your goals, whether you’re planning for retirement, a purchase, or general investing
  • Support from a personal financial advisor, proven diversification techniques, sophisticated algorithms, and trading techniques that can help reduce taxes
  • Daily monitoring that keeps your portfolio on track as markets move, rebalancing as needed
  • Access to an online dashboard with updates on how your account is doing
  • Option to transfer an existing investment account or fund your account with cash

How it works

Get your personalized proposal to see if a GWP is right for you

  1. Provide an email address and choose a password so your information is protected
  2. Answer a few simple questions to tell us a little bit about you, so we can determine what your portfolio should be
  3. Answer some questions about how you feel about taking on risk when investing, so we can determine your investment preferences
  4. Get a personalized portfolio that outlines our recommended investment strategy and how much you could potentially earn through Guided Wealth Portfolios
Donald M. Hartley
Donald M. Hartley

LPL Financial Advisor

401.845.8797
2628 East Main Road, Portsmouth, RI 02871

Get a Proposal from Don:

Get Started with Don
Sheri Hendricks
Sheri Hendricks

LPL Financial Advisor

401.619.2227
1000 Division Street, East Greenwich, RI 02818

Get a Proposal from Sherri:

Get Started with Sheri

Step-by-step guide for opening a GWP

Frequently asked questions

What are Guided Wealth Portfolios?
Guided Wealth Portfolios (GWP) are a digital investing solution that allows you to invest online with a low starting minimum and low-cost ETFs and benefit from the support of a personal financial advisor.

What is the minimum investment?
Your initial investment must be $5,000 or more.*

Can I get a personalized proposal?
Absolutely! Simply select the Investor you'd start a proposal with above. 

How soon can I open a GWP?
After receiving your personalized proposal, you’re able to open the account immediately.


Glossary of terms

Disclaimers +

*An annual small account fee is applied to accounts with less than $10,000 invested. Additional fees will apply.

IMPORTANT: The projections or other information generated by Guided Wealth Portfolios regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

Guided Wealth Portfolios (GWP) is a centrally managed, algorithm-based, investment program sponsored by LPL Financial LLC (LPL). GWP uses proprietary, automated, computer algorithms of FutureAdvisor to generate investment recommendations based upon model portfolios constructed by LPL. FutureAdvisor and LPL are nonaffiliated entities

If you are receiving advisory services in GWP from a separately registered investment advisor firm other than LPL or FutureAdvisor, LPL and FutureAdvisor are not affiliates of such advisor. Both LPL and FutureAdvisor are investment advisors registered with the U.S. Securities and Exchange Commission.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

References to tax strategies that the GWP service investment management considers in managing accounts should not be confused with tax advice. LPL Financial does not provide tax advice. Clients should consult with their personal tax advisors regarding the tax consequences of investing.

 

To learn more about the entire ruling, or to checkout the background of investment professionals associated with the site on FINRA’s BrokerCheck: https://brokercheck.finra.org/

Guided Wealth Portfolios (GWP) is a centrally managed, algorithm-based, investment program sponsored by LPL Financial LLC (LPL). GWP uses proprietary, automated, computer algorithms of FutureAdvisor to generate investment recommendations based upon model portfolios constructed by LPL. FutureAdvisor and LPL are nonaffiliated entities. If you are receiving advisory services in GWP from a separately registered investment advisor firm other than LPL or FutureAdvisor, LPL and FutureAdvisor are not affiliates of such advisor. Both LPL and FutureAdvisor are investment advisors registered with the U.S. Securities and Exchange Commission, and LPL is also a Member FINRA/SIPC. All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.