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Certificates of Deposit (CDs)

Grow Your Savings with a CD

Got a short-term goal, like a vacation or making a down payment on a home, or a long-term goal like retirement? With a fixed interest rate for a set period of time, a CD can help build a strong financial foundation with predictable growth and peace of mind.

Available for a Limited Time

7-Month CD Special

Easily apply online to take advantage of our limited time offers.

3.75% APY1

12-Month CD Special

Easily apply online to take advantage of our limited time offers.

3.75% APY1

The Annual Percentage Yield (APY) is accurate as of: June 16, 2026

Disclosures

When Does a CD Make Sense?

Opening a Certificate of Deposit makes sense if you have money you don’t need immediate access to and want a guaranteed return without market risk. Use it to save for a specific goal like a vacation or future purchase.

Benefits of CDs

Growth You Can Count On

Make it easier to achieve what matters most. By securing your funds for a set term, you'll eliminate distractions and keep your savings working toward your goals. Lock in a fixed rate and watch your savings grow with confidence.

Higher Rates than Savings Accounts

CDs typically offer better interest rates than traditional savings accounts, rewarding you for committing your funds.

Terms that Suit Your Needs

Choose a term that fits your timeline, anywhere from a few months to several years. The longer the term, the higher the rate, generally speaking. At the end of the term, you can withdraw your funds or reinvest in another CD.

Looking to Invest in an IRA?

If you're interested in an Individual Retirement Accounts (IRAs), visit your local branch and talk to a banker for information on how to get started.

Open CD Accounts Online, Anytime

Growing your savings has never been so convenient. Open a CD on your schedule anytime, anywhere, from any device. Start saving today.

Not Sure a CD or IRA is Right for You?

Frequently Asked Questions

What is a certificate of deposit (CD) and how does it work?

What are the current interest rates for CDs?

What are the different types of CDs available?

How is interest calculated on a CD?

What are the penalties for early withdrawal from a CD?

How can I open a CD account?

What is the difference between a CD and an IRA?