FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Business and Commercial Loans

Planning to expand, buy a new property, or strengthen your cash flow? We can help you get the loan that fits your needs. With flexible terms, competitive rates, and local expertise, it couldn’t be easier to take your next big step.

Business Loans to Move Your Business Forward

Term Loans

When your business is ready to invest in equipment or expansion, our term loans provide predictable payments and competitive rates, helping you manage larger expenses while keeping cash flow steady.

Benefits

  • Cover major expenses without draining reserves
  • Support expansion and long-term growth
  • Smooth cash flow or consolidate debt
  • Enjoy a predictable repayment structure

Commercial Real Estate Loans

Get financing for rental properties, non owner-occupied space, and other commercial investment real estate. We offer structured loan options to help you build equity and strengthen your long-term strategy.

Benefits

  • Build equity and strengthen long-term stability
  • Customize your space to fit your business needs
  • Expand or invest in additional real estate
  • Finance apartments, mixed-use buildings, rental units, and more

Business Lines of Credit

A flexible line of credit gives your business access to working capital for everyday expenses and short-term needs, with funds available when timing matters most.

Benefits

  • Bridge short-term cash flow needs
  • Cover unexpected expenses
  • Take advantage of new opportunities
  • Ideal for ongoing working capital

SBA Loans

SBA loans can offer lower down payments, longer terms, and competitive rates, giving your business more flexibility. Our local team guides you through the whole process, from application to approval.

Benefits

  • Start or expand your business
  • Purchase equipment or real estate
  • Improve cash flow through refinancing
  • Lower down payments and extended repayment options

Small Business Lending

Get access to business loans and lines of credit up to $100,000 with a simple digital application and a local team reviewing your request. Practical funding when you need support without unnecessary complexity.

Benefits

  • Loans and lines of credit up to $100K for your next move
  • Competitive rates and flexible terms to fit your cash flow
  • Expert local lenders to make decisions faster
  • Easy, straightforward digital application process

There’s no business like your business.

Our lenders take the time to understand what you’re building and what you need next, then help you choose financing that fits. Count on a partner who’s here for the long run.

What Sets Us Apart

  • Dedicated team of expert lenders
  • Competitive rates and flexible terms
  • Local decision-making and personalized service
  • Straightforward application process
  • Full suite of digital tools to manage the funding process

Let's Talk About Your Business Goals

Need financing for a purchase, cash flow, or your next move? Our team will help you find an option that fits. Share a few details and we’ll reach out to talk through next steps.

Learn More About SBA Programs

Want to dig deeper into SBA loan options? The U.S. Small Business Administration website has program details, guidelines, and resources to help you learn more.

Frequently Asked Questions

What is the difference between a small business loan and a commercial loan?

How do I qualify for a business loan?

What are the typical interest rates for commercial loans?

How long does it take to get approved for a business loan?

What documents are required to apply for a commercial loan?

Can I get a business loan with bad credit?

What are the repayment terms for business loans?

How can I use the funds from a commercial loan?