Small Business Lending
Small Loans. Big Potential.
Sometimes your business doesn’t need a large loan, just the right one. With smaller amounts, easier qualification, and flexible terms, our small business loan products are a smart, low-risk way to keep your business moving forward. Local decision-making and proven SBA expertise ensure you get funding that fits, guidance you can trust, and a partner invested in your success.
Term Loan
| Loan Amount | $10,000 – $100,000 |
|---|---|
| Terms | 60 Months |
| Interest Rate | Fixed Rate |
Revolving Line of Credit
| Loan Amount | $10,000 – $100,000 |
|---|---|
| Terms | Minimum 12 Months Maximum Subject to Annual Review |
| Interest Rate | Variable |
Right-Sized Funding for Small Business Needs
Term Loans
- Fund larger purchases or long-term investments in your business
- Fixed payments over a set term, up to 60 months
- No prepayment penalty, so you can pay it off early if it makes sense
Revolving Line of Credit
- Ideal for managing cash flow as needs change
- Draw funds directly into your business checking account
- Pay interest only on what you use and access funds again as you repay
What to Know About Our Application Process
Your Personal Credit Score Won't Get Dinged
We review both your consumer and commercial credit as part of your application. But don't worry! Applying for a small business loan or line of credit won't hurt your personal credit score, so you can explore your options with confidence.
No Documents Needed
Begin your application without collecting tax returns or extensive paperwork upfront. If we need any more financial information, we'll ask for it after reviewing your initial submission.
Enjoy a Fully Remote Closing Process
From application to signing, we handle the whole process online so you can keep your business running. We just charge a $250 documentation fee at funding.
Get Fast Decisions, Made Locally
Our lending team reviews your application locally for a quicker turnaround. Most loans close within a week so you can access your funds when timing matters.
