![BNP20517_CDIRA-8Month_LandingPage_Promo_R9[3]](https://www.banknewport.com/wp-content/uploads/2020/03/BNP20517_CDIRA-8Month_LandingPage_Promo_R93.jpg "BNP20517_CDIRA-8Month_LandingPage_Promo_R9[3]")
The Annual Percentage Yield (APY) is accurate as of: April 7, 2020. Offer may be withdrawn at any time.
*Minimum to open a CD Special is $1,000. Minimum to open an IRA special is $500. A BankNewport checking account is required to be eligible for this product. A penalty will be imposed for early withdrawal during the term of the CD/IRA Special. For IRA accounts, additional IRS penalties may apply. Consult your tax advisor.
+Minimum to open a CD/IRA “New Money” Special is $10,000 “New Money”. “New Money” is defined as funds not on deposit with BankNewport for the past 90 days. A BankNewport checking account is required to be eligible for this product. A penalty will be imposed for early withdrawal during the term of the CD/IRA “New Money” Special. For IRA accounts, additional IRS penalties may apply. Consult your tax advisor.
Current CD Account Rates
Certificates of Deposit*
| Term | APY |
| 3 months | 0.20% |
| 6 months | 0.25% |
| 12 months | 0.50% |
| 18 months | 0.75% |
| 24 months | 0.75% |
| 30 months | 0.75% |
| 36 months | 0.75% |
| 48 months | 0.75% |
| 60 months | 1.00% |
The Annual Percentage Yield (APY) is accurate as of: April 7, 2020
Premium Gold Certificates of Deposit*^
| Term | APY |
| 3 months | 0.25% |
| 6 months | 0.35% |
| 12 months | 0.75% |
| 18 months | 1.00% |
| 24 months | 1.00% |
| 30 months | 1.00% |
| 36 months | 1.00% |
| 48 months | 1.00% |
| 60 months | 1.25% |
The Annual Percentage Yield (APY) is accurate as of: April 7, 2020
*Minimum to open a Certificate of Deposit is $1,000. A penalty will be imposed for early withdrawal during the term of the CD.
^To be eligible for a Premium Gold CD, you must have at the time of account opening a BN Premium Checking Account.
The Annual Percentage Yield (APY) is accurate as of: April 7, 2020. Offer may be withdrawn at any time.
*Minimum to open a CD Special is $1,000. Minimum to open an IRA special is $500. A BankNewport checking account is required to be eligible for this product. A penalty will be imposed for early withdrawal during the term of the CD/IRA Special. For IRA accounts, additional IRS penalties may apply. Consult your tax advisor.
+Minimum to open a CD/IRA “New Money” Special is $10,000 “New Money”. “New Money” is defined as funds not on deposit with BankNewport for the past 90 days. A BankNewport checking account is required to be eligible for this product. A penalty will be imposed for early withdrawal during the term of the CD/IRA “New Money” Special. For IRA accounts, additional IRS penalties may apply. Consult your tax advisor.
IRAs
Traditional, Roth and Education IRA (Individual Retirement Account) certificates are available for periods of 6 months or more.
Current IRA Rates
IRAs*
| Term | APY |
| 6 months | 0.25% |
| 12 months | 0.50% |
| 18 months | 0.75% |
| 24 months | 0.75% |
| 30 months | 0.75% |
| 36 months | 0.75% |
| 48 months | 0.75% |
| 60 months | 1.00% |
The Annual Percentage Yield (APY) is accurate as of: April 7, 2020
Premium Gold IRAs*^
| Term | APY |
| 6 months | 0.35% |
| 12 months | 0.75% |
| 18 months | 1.00% |
| 24 months | 1.00% |
| 30 months | 1.00% |
| 36 months | 1.00% |
| 48 months | 1.00% |
| 60 months | 1.25% |
The Annual Percentage Yield (APY) is accurate as of: April 7, 2020
* The minimum deposit to open an IRA certificate is $500 and a penalty will be imposed for early withdrawal. For IRA accounts, additional IRS penalties may apply. Consult your tax advisor.
^To be eligible for a Premium Gold IRA, you must have at the time of account opening, a BN Premium Checking Account. Please see a Customer Service Representative to determine eligibility.
IRA Statement Savings
IRA Statement Savings offers a great way to save money so you can start building your retirement savings when ready.
| Minimum Deposit to Open | Minimum Daily Balance to Earn APY | APY † |
| $100.00 | $100.00 | 0.05% |
The Annual Percentage Yield (APY) is accurate as of: April 7, 2020
† The rate may change after the account is opened. Fees could reduce the earnings on the account.
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