Current Promotions

The Annual Percentage Yield (APY) is accurate as of: February 5, 2023
**Minimum to open CD/IRA Specials is $1,000; all funds deposited must be New Money. “New Money” is defined as funds not on deposit with BankNewport for the past 90 days. A penalty will be imposed for early withdrawal during the term of the CD/IRA Specials. For IRA accounts, additional IRS penalties may apply. Consult your tax advisor. A BankNewport personal checking account is required for the CD/IRA Specials. The CD/IRA Specials will not be offered via online account opening. Offer may be withdrawn at any time. Other rates are available.

The Annual Percentage Yield (APY) is accurate as of: February 5, 2023
**Minimum to open CD/IRA Specials is $1,000; all funds deposited must be New Money. “New Money” is defined as funds not on deposit with BankNewport for the past 90 days. A penalty will be imposed for early withdrawal during the term of the CD/IRA Specials. For IRA accounts, additional IRS penalties may apply. Consult your tax advisor. A BankNewport personal checking account is required for the CD/IRA Specials. The CD/IRA Specials will not be offered via online account opening. Offer may be withdrawn at any time. Other rates are available.
Current CD Account Rates
Current Promotional Rates
Term | APY |
10 Month Special** | 4.00% |
18 Month Special** | 4.50% |
24 Month Special** | 4.50% |
The Annual Percentage Yield (APY) is accurate as of: February 5, 2023
**Minimum to open CD/IRA Specials is $1,000; all funds deposited must be New Money. “New Money” is defined as funds not on deposit with BankNewport for the past 90 days. A penalty will be imposed for early withdrawal during the term of the CD/IRA Specials. For IRA accounts, additional IRS penalties may apply. Consult your tax advisor. A BankNewport personal checking account is required for the CD/IRA Specials. The CD/IRA Specials will not be offered via online account opening. Offer may be withdrawn at any time. Other rates are available.
Certificates of Deposit*
Term | APY |
6 months | 0.20% |
12 months | 0.25% |
18 months | 0.30% |
24 months | 0.35% |
36 months | 0.50% |
48 months | 0.60% |
60 months | 0.75% |
The Annual Percentage Yield (APY) is accurate as of: February 5, 2023
Premium Gold Certificates of Deposit*^
Term | APY |
3 months | 0.20% |
6 months | 0.25% |
12 months | 0.35% |
18 months | 0.40% |
24 months | 0.45% |
36 months | 0.60% |
48 months | 0.75% |
60 months | 1.00% |
The Annual Percentage Yield (APY) is accurate as of: February 5, 2023
*Minimum to open a Certificate of Deposit is $1,000. A penalty will be imposed for early withdrawal during the term of the CD.
^To be eligible for a Premium Gold CD, you must have at the time of account opening a BN Premium Checking Account.
Current Promotions

The Annual Percentage Yield (APY) is accurate as of: February 5, 2023
**Minimum to open CD/IRA Specials is $1,000; all funds deposited must be New Money. “New Money” is defined as funds not on deposit with BankNewport for the past 90 days. A penalty will be imposed for early withdrawal during the term of the CD/IRA Specials. For IRA accounts, additional IRS penalties may apply. Consult your tax advisor. A BankNewport personal checking account is required for the CD/IRA Specials. The CD/IRA Specials will not be offered via online account opening. Offer may be withdrawn at any time. Other rates are available.

The Annual Percentage Yield (APY) is accurate as of: February 5, 2023
**Minimum to open CD/IRA Specials is $1,000; all funds deposited must be New Money. “New Money” is defined as funds not on deposit with BankNewport for the past 90 days. A penalty will be imposed for early withdrawal during the term of the CD/IRA Specials. For IRA accounts, additional IRS penalties may apply. Consult your tax advisor. A BankNewport personal checking account is required for the CD/IRA Specials. The CD/IRA Specials will not be offered via online account opening. Offer may be withdrawn at any time. Other rates are available.
IRAs
Traditional, Roth and Education IRA (Individual Retirement Account) certificates are available for periods of 6 months or more.
Current IRA Rates
Current Promotional Rates
Term | APY |
10 Month Special** | 4.00% |
18 Month Special** | 4.50% |
24 Month Special** | 4.50% |
The Annual Percentage Yield (APY) is accurate as of: February 5, 2023
**Minimum to open CD/IRA Specials is $1,000; all funds deposited must be New Money. “New Money” is defined as funds not on deposit with BankNewport for the past 90 days. A penalty will be imposed for early withdrawal during the term of the CD/IRA Specials. For IRA accounts, additional IRS penalties may apply. Consult your tax advisor. A BankNewport personal checking account is required for the CD/IRA Specials. The CD/IRA Specials will not be offered via online account opening. Offer may be withdrawn at any time. Other rates are available.
IRAs*
Term | APY |
6 months | 0.20% |
12 months | 0.25% |
18 months | 0.30% |
24 months | 0.35% |
36 months | 0.50% |
48 months | 0.60% |
60 months | 0.75% |
The Annual Percentage Yield (APY) is accurate as of: February 5, 2023
Premium Gold IRAs*^
Term | APY |
6 months | 0.25% |
12 months | 0.35% |
18 months | 0.40% |
24 months | 0.45% |
36 months | 0.60% |
48 months | 0.75% |
60 months | 1.00% |
The Annual Percentage Yield (APY) is accurate as of: February 5, 2023
*Minimum to open a Certificate of Deposit is $1,000. A penalty will be imposed for early withdrawal during the term of the CD.
^To be eligible for a Premium Gold CD, you must have at the time of account opening a BN Premium Checking Account.
IRA Statement Savings
IRA Statement Savings offers a great way to save money so you can start building your retirement savings when ready.
Minimum Deposit to Open | Minimum Daily Balance to Earn APY | APY † |
$100.00 | $100.00 | 0.05% |
The Annual Percentage Yield (APY) is accurate as of: February 5, 2023
† The rate may change after the account is opened. Fees could reduce the earnings on the account.