We have experienced a recent surge in phone scams involving bank customers. Your caller ID may even state the call is coming from BankNewport.
REMEMBER - we will NEVER call you and ask for personal account details, PIN, debit card number or password. Stay safe- when in doubt, hang up and call us back at 401.845.2265 or 877.709.2265
FDIC-Insured—Backed by the full faith and credit of the U.S. Government
Built with your goals and lifestyle in mind. Whether you’re looking for everyday benefits, cash back, or interest, choose the account that fits you best.
BN Checking
Simple Dependable Checking
No Maintenance Fees
BN Checking
Benefits include:
Online and Mobile Banking
Online Bill Pay
Visa® Debit Card
Access to Digital Documents¹
All Standard Checking Benefits
Minimum to open:
$25
Monthly maintenance fee:
$0
This account will meet all your basic checking needs, offering online and mobile banking, budget management tools, credit monitoring and more, with no maintenance fees.
ATM Surcharge Rebates (Domestic $10; International $6) Per Statement Cycle When Charged by Other Banks²
We Do Not Charge a Fee to Use Non-BankNewport ATMs
Discount on Mortgage Closing Costs³
Home Equity Line of Credit Rate Reductions⁴
Access to Digital Documents⁵
All Standard Checking Benefits
Minimum to open:
$25
Monthly maintenance fee:
$0 or $106 Regularly $10/month if requirements are not met.
The BN Plus Checking account comes with many great benefits, including our Debit Rewards Program — where you can earn $0.10 back on all purchases of $20 and over, up to $30 per month when you shop using your Visa® Debit Card.¹ Get rewarded for dining out, buying groceries, filling your car with gas, and more.
¹Earn up to $30 Bonus Cash Back Debit Rewards on POS debit card purchases that post during the statement cycle; get $0.10 per transaction of $20 or more.
²ATM surcharge rebates (Domestic $10; Foreign $6) per statement cycle.
³To be eligible for the closing cost discount an automatic debit from BN Plus checking account must be established, cannot be combined with any other closing cost discount offers.
⁴Available only on BankNewport Lines of Credit where the subject collateral property has not had a lien from BankNewport on it within the prior 12 months from the application date. Cannot be a bridge loan or combined with other special offers, promotions, or discounts. Subject to credit approval.
⁵Paper statement fee of $3 per month without digital documents.
⁶A maintenance service charge fee of $10 will be imposed each monthly statement cycle. To waive the monthly service charge, establish Direct Deposit, and enroll in Online Banking with digital documents or maintain combined average daily deposit balances (Checking & Savings/Money Market & CDs) of $5,000 or more each monthly statement cycle.
Interest Bearing Account with Higher Transaction Limits
BN Premium Checking
Benefits include:
Gold Visa® Debit Card with $5,000 daily limit
Interest Bearing with Minimum $2K Balance¹
First Two Monthly Maintenance Fees Waived
No Fee Inbound Wire Transfers
Unlimited Domestic and International ATM Rebates
We Do Not Charge a Fee to Use Non-BankNewport ATMs
Premium Money Market Account Offering
Mortgage Discounts on Closing Costs²
Home Equity Line of Credit Rate Reductions³
All Standard Checking Benefits
Minimum to open:
$25
Monthly maintenance fee:
$0 or $254 Regularly $25/month if requirements are not met.
Do you maintain a high monthly balance and want access to exclusive benefits? BN Premium Checkings is for you. This account includes the ability to earn interest¹, a debit card with a $5,000 daily limit, and other exclusive features you’ll love.
¹Minimum Daily Balance to Earn APY; $2,000. The Annual Percentage Yield (APY) is 0.05% and is accurate as of: January 6, 2025. Your interest rate and annual percentage yield may change. Fees may reduce earnings.
²To be eligible for the closing cost discount an automatic debit from BN Premium checking account must be established, cannot be combined with any other closing cost discount offers.
³Available only on BankNewport Lines of Credit where the subject collateral property has not had a lien from BankNewport on it within the prior 12 months from the application date. Cannot be a bridge loan or combined with other special offers, promotions, or discounts. Subject to credit approval.
⁴A maintenance service charge fee of $25 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $25,000 in combined deposit and consumer loan account balances, excluding residential mortgages. The first 2 monthly statement cycle maintenance service charges free; $25 per statement cycle thereafter if minimum balances are not maintained.
¹Earn up to $30 Bonus Cash Back Debit Rewards on POS debit card purchases that post during the statement cycle; get $0.10 per transaction of $20 or more.
