Business Checking Accounts

Support your business by adding a pre-defined Cash Management Bundle, ZEscrow, or both. Choose the bundle that’s right for your needs!

• Basic Payments Package⁸
  Includes unlimited ACH credit origins and online wire transfers.⁹
• Advanced Payments Package
  Includes the Basic Payments Package. Plus, add Remote Deposit Capture and/or Fraud Protection.¹⁰
  
• ZEscrow
  Secure and modern subaccounting makes it easy to manage your tasks virtually, at no cost to you.

Product Disclosures

¹A maintenance service charge of $15.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $10,000.00 in combined deposit balances (checking, savings, money market and certificates of deposit) for accounts with the same Tax ID Number. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

²$0.35 per transaction fee thereafter. Transactions include deposits made, items deposited, checks paid, ACH debits and withdrawals (ATM or POS withdrawals and ACH Credit transactions are excluded).

³“Foreign ATM Withdrawal Fees” are defined as ATM Withdrawal, Transfer and Inquiry Service Charges for using a non-BankNewport ATM.

⁴Subject to credit approval.

⁵$200 closing cost credit on residential mortgage, must be an owner of the business. Can not be combined with any other offer. Subject to credit approval.

⁶Paper Statement Fee: $5.00 per month.

⁷U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. To enroll, reach out to our Contact Center Team at 401.845.2265 or 877.709.2265.

Cash Management Bundle Disclosures

⁸Basic Payments Package is $45 per month.

⁹Outgoing wire fees: Domestic $22/International $32

¹⁰Advanced Cash Management Package includes the Basic Payments Package and is an additional $35 per month per service added. Check scanner can be provided at an additional cost.