FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Personal Checking Accounts

Checking accounts designed to make managing your money simple, flexible, and rewarding. Choose the account that satisfies all your needs and bank the way that works best for you. Even open an account online in minutes from anywhere, anytime.

Our Checking Products

BN Checking

  • Simple and Dependable
  • Mobile and Online Banking
  • Budget Management Tools

Minimum to Open

$25

 

Monthly Maintenance Fee

$0

 

BN Plus Checking

  • Earn Cash Back on Everyday Spending: Groceries, Gas, Restaurants
  • Rewards Where You Already Shop
  • Earn Up to $30 per Month, Automatically

Minimum to Open

$25

 

Monthly Maintenance Fee

$0 or $102

Regularly $10/month if requirements are not met.

BN Premium Checking

  • Access Exclusive Benefits with Higher Monthly Balance
  • Debit Card with a $5K Daily Limit
  • Interest Bearing Account with Higher Transaction Limits

Minimum to Open

$25

 

Monthly Maintenance Fee

$0 or $251

Regularly $25/month if requirements are not met.

Personal Checking Has Never Been So Convenient

Bank Anytime, Bank AnywhereTM

Manage finances your way with Online and Mobile Banking, with access to all of your accounts anytime.

Find Locations Near You

Access our extensive network of branches, ATMs, and PTMs.

Send and Receive Money with Ease

Receive, Request or send money to people you trust, quickly and easily with Zelle®.1

Choose the Credit Card that Works for You

Choose a credit card that helps you accomplish your goals, whether that's paying down debt, maximizing cash back, earning rewards or building your credit history.

Debit Cards for Your Convenience

With a BankNewport Visa® Debit Card, you'll have fast, easy access to your money whenever you need it, wherever VISA® is accepted.

Frequently Asked Questions

What is a personal checking account?

How do I open a personal checking account?

What are the benefits of a personal checking account?

What are some benefits offered with checking accounts?

How can I earn rewards with my BN Plus checking account?

What are the fees associated with a personal checking account?

What documents are required to open a personal checking account?

Disclosures

1U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience.