View View

BankNewport Mobile Banking

GET — On the App Store.



Ready to refinance your current mortgage loan?

Loan Options

Learn more about our Loan Options to see which best fits your needs or you can always talk to an expert on our Mortgage Team for answers to all of your questions.

 Apply Now Get Pre-Approved

Here is what we may need to complete your mortgage request:

  • Current and Previous Addresses (2 years)
  • Property Information (if applicable)
  • Current and Previous Employment Information 
  • Bank Account Statements
  • Current monthly housing expenses such as rent and mortgage payments
  • Address and Market Value information for properties you own, including taxes & insurance
  • Sources and Income Amounts for all Borrowers - (W-2 pay stubs for the last 30 days)
  • Real estate agent, their name, company and phone number
  • If self employed, prior year tax returns
  • Additional information may be requested

 Looking to continue your application or need to log in to your application account, Click here.



Not sure if refinancing is right for you?

If you're thinking about refinancing but still aren't sure if it's right for you, here are three good reasons to refinance today:

Reason #1: Switch to a Fixed Rate

Refinancing your current mortgage is done for many reasons. Switching from an adjustable-rate mortgage to a fixed-rate mortgage is one of the most common. 

Refinancing to a fixed-rate loan makes the most sense when fixed interest rates  are low. No one can predict whether rates will go up or down. Homeowners can take advantage of today’s low fixed rates to refinance from their adjustable-rate mortgage to a new fixed-rate mortgage.

Reason #2: Lower Your Monthly Payment

Lowering your monthly mortgage payment can have a positive impact on your budget. Refinancing your loan may help. Speak to a BankNewport Mortgage Specialist about which of our many loan programs makes sense for you.

Reason#3: Cash-Out

If you’re interested in borrowing against your home’s available equity to pay for other expenses, or make home improvements, refinancing with BankNewport is a great way to accomplish all of your financial needs and home improvement projects.

If you're looking to refinance or just have questions about refinancing, contact a member of our Mortgage Team for full details or to get started today!