Credit Score

A free and easy way to check your credit without impacting your score.

Protect and Manage Your Credit

Credit Score is easy to use, with a modern design and new features focused on improving your financial health. With Credit Score you can access your credit report at any time, plus get personalized tips on how to improve or maintain an already great credit score.

  • Access your credit report at any time
  • Tips on how to improve your credit
  • Receive monitoring alerts

Please Note: Credit Score users must be enrolled in BankNewport’s Digital Banking.


How to Start Using Credit Score

  1. Log in to digital or mobile banking
  2. Click "Credit Score" in the menu
  3. Read and accept the Credit Score Disclosure so we can retrieve your Credit Score and Report. This is a soft pull and will not affect your score.
  4. Get your score!

Credit Score FAQ

What is Credit Score? +

A free service designed to help you access and understand your full credit report. A comprehensive program, Credit Score provides monitoring alerts, tips to boost your score and ways to save money.

How does Credit Score work? +

Credit Score helps you stay on top of your credit by delivering your latest score and report every month, along with key factors impacting the score and up-to-date offers. Credit Score also monitors your credit report daily and notifies you with any significant changes, including: new accounts, changes in address or employment, and reported delinquencies or inquiries. Daily monitoring helps you stay on top of your credit and watch out for identity theft.

Is there a fee? +

No. The Credit Score Program is a free service and no credit card is required.

How often is my credit score updated?  +

Your score will be updated every month.